There are many entities who use business credit reports.  In any given industry – when slow pay, no pay, or fraud is perpetrated against one vendor, the whole industry suffers as the credit risk moves to a new target.  Companies reporting all open accounts on a regular basis and the ‘credit community’s’ use of information products are the only way to combat these costly, profit robbing occurrences.  Moreover, there are many Portfolio Management tools available only to Data Contributors.  Tools such as Portfolio Monitoring and Portfolio Scoring alert users as derogatory information is added to a client’s file and/or when a periodic credit review is performed.  Your data strengthens these services making it more difficult for repeat offenders to operate.  Imagine the collection leverage of your efforts combined with the influence of creditors nationwide urging companies to ‘clean up their file.’