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Core Credit Report Products:
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BizCreditReports offers a complete suite of
business-to-business solutions that help you manage risk and
qualify credit customers. Our business credit reports provide
comprehensive commercial credit and financial information on
businesses - large and small - nationwide. Reports are also
available on business owners and principals.
**Click on the bullet point you would
like to know more about**
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| Business Owner Profile |
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Business Owner Profile can help you decide who you
can trust ... and who you can't. The first of its kind in the
commercial credit industry, the BizCR Business Owner Profile
combines BizCR's expertise in consumer and business credit reporting
to give you the most accurate, current and comprehensive business
and proprietor credit information available.
Understand the complete financial portfolio
It's fairly common for proprietors to
leverage their personal net worth to meet business obligations. If a
proprietor takes out a loan against the equity in his home, that
loan will not appear on a standard business credit report, but it
will appear on the Business Owner Profile.
Expand your small business customer base
BizCR
Business Owner Link can automatically link the credit history of
more than 5 million business owners to the credit history of their
business, making it easier for you to access a Business Owner
Profile on small business accounts.
Determine the overall creditworthiness
BizCR allows you to
better determine the overall creditworthiness of your current and
potential customers. Accessing both reports may lead you to alter
your decision or adjust terms before granting credit.
Avoid the high risk
By using the Business Owner Profile
you can avoid the high risk associated with small businesses while
identifying good credit risks and uncovering new account
opportunities
Features:
Identifying information
Names and
addresses for the proprietor, the business, and any other
employment.
Summary data
A quick overview of key elements of the proprietor's credit risk
profile, including year of birth and real estate information.
Individual risk profile
Prediction –
based on the National Risk Model of the proprietor entering a
seriously derogatory status within two years.
General risk guidelines
The
classification of all proprietors into one of three risk ranges, as
well as major characteristics to determine the probability
percentage of a proprietor becoming derogatory within two years.
Credit payment profile
Current
payments; loan obligations and delinquent accounts; and a positive,
negative or neutral account status.
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